Saturday, May 30, 2009

Make Your Ormond Beach Home Work for You

Now is a great time to make some improvements to your Ormond Beach home. The weak economy has brought down contractor and material prices and retailers are offering big discounts on appliances and lighting. As soon as you improve your home's energy efficiency - even if that means new light bulbs in your Ormond Beach condo - you will see a change in your energy bills. Many energy-efficient upgrades also qualify for federal tax credits. Check with our local utility also - they may offer additional incentives for replacing old appliances.

Some examples of how you can save money, as reported in On Investing, by Schwab & Company:

20% = amount saved on heating and cooling costs by sealing and insulating the shell or envelope of your home

80.4% = costs recouped at sale for installing foam-backed vinyl siding

$100 = annual savings for a typical family installing a gas Energy Star tankless water heater

77.7% = costs recouped at sale for installing wood replacement windows

(source: Hanley Wood, Cost vs Value Report, 2008-2009)

The National Assn. of Realtors also publishes yearly an extensive report on which home improvements will bring the greatest return. Contact me for a free copy.

Think Energy Star

If you plan to replace appliances, try if at all possible to purchase Energy Star-qualified products. They use 10% to 50% less energy. Energy Star appliances include dishwashers, refrigerators, cordless telephones, and TVs. Visit EnergyStar.gov.

Think Efficiency

$600 - $1200 is the amount the government's Home Energy Saver website says you can save annually by improving your home's energy efficiency. Visit HomeEnergySaver.gov.

Learn How to Save More

There are plenty of books and magazines on the subject, but here are 3 books on energy-efficient renovation:

Green Remodeling: Changing the World One Room at a Time, David R. Johnston and Kim Master
Green Building & Remodeling for Dummies, Eric Corey Freed
The Homeowner's Handbook to Energy Efficiency: A Guide to Big and Small Improvements, John Krigger and Chris Dorsi

If you need references for local Ormond Beach professionals who can help you with remodeling projects, let me know. I'm the Relocation Expert for Ormond Beach, and live and work in our community.

Sherry Armstrong, Realtor
386-679-3191
www.sherryarmstrong.com
sherry@sherryarmstrong.com
www.ormondbeachflhome.com

Thursday, May 28, 2009

Ormond Beach FL Hires Ombudsman

As reported in the News-Journal Online, Ormond Beach has hired an ombudsman to help residents who have experienced problems from the heavy rains and flooding.

"The Ormond Beach City Commission, during a special meeting Tuesday night, approved hiring attorney Charles Cino to serve as an ombudsman to help residents with legal questions relating to the flooding.

Cino would help residents with things such as paperwork, answering legal questions and advising them where to go for help. Cino would not represent them in any legal actions. The City Commission approved paying him up to $25,000 for his work. They also approved paying an environmental consultant, who has not been named yet, up to $25,000 to help residents with issues such as mold.

The city will also give residents who have been displaced from their homes by the flooding a tax abatement.

In the future, Ormond Beach will also allow residents to pick up more than 10 sandbags per trip as long as they sign a waiver. During the storm, the city limited residents to 10 sandbags because of concerns over the liability should the weight of the bags damage vehicles."

If you are concerned about how the flooding or damage will affect your real estate values, contact me to discuss your problems. I've been selling real estate in Ormond Beach for many years and know the communities and real estate values.

Sherry Armstrong, Realtor
386-679-3191
sherry@sherryarmstrong.com
www.ormondbeachflhome.com

Tuesday, May 26, 2009

An Affordable Green Home in Ormond Beach FL

After our deluge of the last few days, it makes you think more about the weather and your interaction with the natural environment. While we can't change weather patterns, there are modifications we can make to our Ormond Beach homes so they will be greener and more in tune with our tropical climate. Here is a list I found in the latest Honolulu magazine, which is by no means all-inclusive, and applies to both condos and single family properties. Some are easy and cheap, others require an investment in your home.

1. Place potted plants throughout your home to improve indoor air quality.
2. Use Forest Stewardship Council (FSC) certified wood floors - this wood comes from socially and environmentally-grown forests.
3. Install a faucet and/or shower aerator, which mixes air with your water. You'll use half as much water as before.
4. If you have A/C, raise the thermostate one degree or more. Better yet, turn it off and open the windows as often as possible.
5. Use organic linens, towels, curtains, and upholstery fabric, and buy organic clothes when available.
6. Set up an in-home recycling center and make it a habit. You'll be amazed how much your garbage decreases.
7. Use reclaimed furniture (as in Reduce, Reuse, and Recycle).
8. Use all-natural, non-toxic cleaning products (like vinegar).
9. Plant an organic garden for your own use - everything from herbs to fruits and vegetables can be grown in containers or a small yard.
10. Control pests naturally with home remedies. Canola oil, dish soap, and citronella are good insect repellants.
11. Insulate your water heater and exposed pipes to limit heat loss.
12. Insulate your attic for the same reason.

Buying green and living green are becoming more and more important. Contact me for resources in our Ormond Beach area.

Sherry Armstrong, Realtor
www.ormondbeachflhome.com
sherry@sherryarmstrong.com

Friday, May 22, 2009

Plantation Bay in Ormond Beach FL

Plantation Bay Golf & Country Club, in Ormond Beach, is a very prestigious address. Developed by ICI Homes, this private community offers such amenities as two clubhouses, a magnificent 7,000 square-foot Spa and Fitness Center, and 10 tennis courts. With two 18-hole private, championship golf courses, a tennis facility, two restaurants and the pool, there is a wide array of membership choices. Plantation Bay offers a lifestyle, not just a home.

* Tennis anyone? Beautiful clay courts surrounded with high hedges of wisteria make the courts at Plantation Bay special.
* The community is gated and secure for your piece of mind.
* All of the communities are all geared for family living enjoyment, with safe environments for a family to take advantage of every day.
* Enjoy peaceful nature areas surrounding the communities. Lakes and large trees invite the wonderful Florida wildlife to your neighborhood.
* Community events in Plantation Bay include Rubber Bridge/Lunch, the Garden Club, a Social Club that meets quarterly, Beginner's Tennis, special events at the Prestwick Restaurant, Yoga/Water Aerobics/Pilates classes, and a Line Dancing group.

The Plantation Bay Golf Experience

Plantation Bay offers 45 gorgeous holes that are sure to challenge and delight every player at any level. Members are presented with lush fairways, undulating greens, and a service oriented staff to ensure a great golfing experience. Being one of the areas only golf communities that allows privately owned carts, a hassle free ride home is all that is required to complete your day at the club.

* The Club de Bonmont Course is famous for 18 matchless holes. With its recent renovation by world recognized architect Steve Smyers in 2005, the beauty and layout has the wow factor every time you step on the tee.
* The Westlake Course, the newest addition to the Plantation Bay golf experience, is a masterfully sculpted nine holes that is tied into the Club de Bonmont course to create 27 holes of pure enjoyment. With the 2nd nine to the course in the planning stage, Westlake is sure to be great compliment to the two other 18 holes offered at Plantation Bay.
* The Prestwick Course offers an outstanding championship layout with impressive playing conditions and superb amenities. The course is a shotmakers dream. With a premium on hitting your target, it is sure to challenge any level of golfer.

Provided by ICI, here is a sampling neighborhoods and prices:

Prestwick Estates $260,000-$395,200
Prestwick VI, VII, VIII $190,400-$254,900
Prestwick Townhomes $232,900-$257,100
Preswick Townhomes II $271,900-$282,100
Westlake $330,300-$374,400
Woodbridge Estates $285,900-$433,000

New construction is available in Prestwick IX, Prestwick Townhomes II, Westlake, and Westlake Townhomes. There are many resales also for sale, ranging in price from $699,000 to $165,000. You can see there is a home for every pocketbook and family size.

Contact me for more information on the quality community of Plantation Bay. I'm the Relocation Specialist for Ormond Beach and can help you with new construction or a home for resale. Visit the Plantation Bay page on my web site for links and more data on home prices, and use the widget below to search homes for sale in Plantation Bay.

Sherry Armstrong, Realtor
386-679-3191
sherry@sherryarmstrong.com
http://www.ormondbeachflhome.com/

Saturday, May 16, 2009

Cash for Keys Available Now in Ormond Beach

As an additional feature of the mortgage rescue program, the Treasury Dept. has announced it will offer an incentive called "Cash for Keys" to help troubled borrowers get out from under the mortgages they can no longer afford.

Under the original Making Home Affordable program, homeowners are eligible for loan adjustments from their lenders if they meet specific criteria - such as 1) the home must be the primary residence, and 2) the mortgage balance can be no more than $729,750. Plus, 3) the reduced monthly mortgage payments cannot be more than 31% of income, and 4) the modified loan has to be greater than the value of what the property could be sold for through foreclosure.

If a borrower cannot make the mortgage payments under the adjusted terms, the lender can consider a short sale - very common now in the Ormond Beach and Daytona Beach areas, and then a deed in lieu of foreclosure, where the borrower voluntarily gives the lender the property. In both of these cases, the bank may forgive the debt, and there may be tax ramifications.

The new government plan, just announced - Cash for Keys - affects short sales and deeds in lieu proceedings. The borrower can receive up to $1,500 to assist with relocation, and Treasury will pay the lender/servicers $1,000 to complete the sale or deed in lieu of foreclosure.

Your situation will be complicated if you have a 1st and 2nd mortgage, in which case both lenders have to work together. Read the special report by CNNMoney in NewsGenius.

If you are behind on your mortgage payments and need help, contact me. I hold the designation CDPE, or Certified Distressed Property Expert, and have helped many homeowners sell their properties before foreclosure. You have options!

Sherry Armstrong, Realtor
sherry@sherryarmstrong.com
386-679-3191
www.ormondbeachflhome.com
www.sherryarmstrong.com

Wednesday, May 13, 2009

Ormond Beach Memorial Art Museum and Gardens

Not many visitors know about one of the treasures of Ormond Beach, our art museum and the spectacular gardens surrounding the museum on three sides.

The museum's home page explains its background and purpose, "The Museum was founded by Ormond and Ormond Beach residents as a living monument to creative freedom and equality of all persons, and to commemorate the service of World War II veterans who fought valiantly for that ideal. It was the first memorial of its kind in this area, and possibly the State of Florida."

Today the Museum shows the work of prominent Florida and international artists in a series of changing exhibits. The original 1,500 square-foot building now houses the Museum's business offices as well as a classroom and galleries. A 2,500 square- foot expansion in 1999, and a renovation in late spring of 2001, have brought the galleries, reception areas, gift shop and classroom up to contemporary museum and Americans with Disabilities Act (ADA) standards.

The Gardens are every bit as memorable and artistic as works in the museum itself. Ormond Beach enjoys a great climate, with ample sunshine and warmth, in which plants thrive. Built on what was once a sand dune, the Gardens were gently developed into a park. There are five ponds, three from natural depressions, which are home to turtles, frogs, and fish. Aquatic plants such as water lilies and water lettuces offer food, shade and natural cleansing within the ponds.

Parts of the gardens are manicured landscape and other parts are left in a naturally wild state. Although the gardens are located in the heart of the city, walking the paths gives you the feeling of being in a tropical rain forest.

Read about the plants and history on the Ormond Museum Gardens page.

If you are a resident and have never visited, be sure and take the time to enjoy the culture of Ormond Beach, and take visitors too. The Museum is located at 78 East Granada Boulevard.

The resources of Ormond Beach are always a wonder to me, and give our city an enviable lifestyle. Come join us!

Sherry Armstrong, Realtor
386-679-3191
sherry@sherryarmstrong.com
www.ormondbeachflhome.com
www.sherryarmstrong.com

Monday, May 11, 2009

New Museum to Open in Ormond Beach area

A new museum will be opening in DeLand, and needs your support.

The Hard Hat Bash Saturday, May 16, is the first fundraiser for the Florida Museum of Women Artists, which is currently under construction at 100 N. Woodland Blvd., on the second floor of the Fish Building.

The evening will begin with a reception 5:30-7:30 p.m. at the Volusia County Historic Courthouse, just down the block from the museum, and may overflow into the newly opened Chess Park next door to the Historic Courthouse. Tours will be led from the courthouse to the museum, where visitors must wear hard hats, to check out the construction in progress. Dinner will follow at Mainstreet Grill, 100 E. New York Ave.

A Volusia County ECHO grant helped make possible conversion of the second floor of the city-owned Fish Building to house the museum. When complete, the museum will have exhibits, a gift shop, possibly a cafe, and a classroom for art education.

According to BeaconOnlineNews, "The City of DeLand is leasing the second floor of the Fish Building to the group at a reduced rate for the first couple of years of occupancy, and sharing the cost of renovations with the Museum of Women Artists. City officials hope the museum will bring additional tourists and visitors to Downtown DeLand.

To buy tickets for the Bash, call Mary McBride at (386) 212-5777, or send e-mail to hardhatbash@gmail.com. If you are interested in supporting the women artists, visit Florida Women in the Arts.

Ormond Beach and DeLand offer much in the way of cultural activities. Our town is vibrant and energetic. Come joint our lifestyle and call for my free Relocation Information for Ormond Beach.

Sherry Armstrong, Realtor
386-679-3191
sherry@sherryarmstrong.com
www.ormondbeachflhome.com
www.sherryarmstrong.com

Friday, May 8, 2009

Lakefront home for sale in Breakaway Trails, Ormond Beach FL

A few days ago I wrote about Breakaway Trails, and hopefully convinced you what a great place to live it could be. Here's a home for sale in this gated community on the lake, beautifully maintained, on a large lot, and the sellers want an offer!

It's an exceptional 4 bedroom, 2 bath lakefront home which offers extensive 18" diagonally cut tile floors in the main living areas, carpet in bedrooms, and a screened lanai. Upgrades include 42" upper cabinets, 10 foot ceilings, double vanities, garden tub and separate shower in the master bath, double tray ceilings, and beautiful lake views! The gated neighborhood of Breakaway Trails includes tennis courts, ballfield, community clubhouse, pool and a Florida lifestyle you've only dreamed about.

The home is ready for your immediate preview and is in move-in condition. Contact me for a showing.

Sherry Armstrong, Realtor
386-67903191

Wednesday, May 6, 2009

Ormond Beach Chess Park Opens

Well, actually it's in DeLand, but has proven popular to players and observers alike in the week+ since it's been open. News-Journal Online gives a good description of the park: "After more than two years of planning and construction, Volusia County opened the park, near the historic county courthouse building between West Indiana and New York avenues, last week.

"It features 10 game tables topped with black-and-white tile checkerboard squares and more than a dozen park benches. There also are brick pavers, young trees strategically placed to provide shade for park visitors, a black wall where water cascades into a small pool, public restrooms and a raised stage area. Both New York and West Indiana avenues are visible from the park, which has gates at the entrances from both avenues. The gates are locked each night."

The county provided funding with help from a $500,000 grant from Volusia County ECHO and $200,000 from the city of DeLand, which contributed money for the addition of public restrooms. Altogether, the county spent nearly $1.5 million before the project was completed, in about a year.

Ormond Beach has many public places to relax and enjoy our ambience and laid-back lifestyle. Contact me for a Free Relocation Package.

Sherry Armstrong, Realtor
386-679-3191
www.ormondbeachflhome.com
sherry@sherryarmstrong.com

Ormond Beach Housing Affordability Nears Record

The National Assn. of Realtors released April figures, and reported that pending home sales rose, as 1st time home buyers took advantage of the great affordability conditions in effect now. The Pending Home Sales Index in the South rose 8.5 percent to 93.2 in March and is 7.7 percent above a year ago.

Lawrence Yun, NAR chief economist, said it should take a few months for the market to gain momentum. "This increase could be the leading edge of first-time buyers responding to very favorable affordability conditions and an $8,000 tax credit, which increases buying power even more in areas where special programs allow buyers to use it as a downpayment," he said.

NAR President Charles McMillan, a broker with Coldwell Banker Residential Brokerage in Dallas-Fort Worth, said the increase in buying power is quite remarkable. "Compared to a year ago, the typical family can pay much less in mortgage costs for the same home, or buy a better home without necessarily increasing their monthly payment," he said. "For buyers who've been on the sidelines and have good jobs, the market has never looked more favorable. Home ownership has always offered immediate benefits and long-term value, but the advantages in today's market are unique."

I've certainly seen this in our Ormond Beach and Daytona Beach real estate markets. Inventory decreased in April, and the number of homes under contract definitely rose. Visit the market pages of my web sites to get the details:
Ormond Beach numbers
Daytona Beach numbers

Contact me with questions about getting your $8,000 tax refund from the government, and other loan programs to help buyers.

Sherry Armstrong, Realtor
sherry@sherryarmstrong.com
386-679-3191
http://www.sherryarmstrong.com/

Saturday, May 2, 2009

Breakaway Trails, Ormond Beach

Breakaway Trails, a gated community in Ormond Beach, Florida offers a unique lifestyle. This exclusive community is well-known for its small neighborhoods surrounded by environmentally protected nature preserves. With sparkling lakes, magnolia trees, a quaint wooden bridge, a clubhouse with pool, and tennis, Breakaway Trails offers a blend of lifestyles complete with relaxation and activity.

There are 976 residences ranging in price from approximately $300,000 to over $1,450,000. New construction is available in some neighborhoods.

Breakaway Trails community amenities include:

* Community pool, basketball courts, pavillion, clubhouse, roller hockey rink
* Estate-sized lots for privacy
* New homes or resales
* Basketball courts, pavillion, clubhouse, roller hockey rink
* Safe and secure - this is a gated community
* Enjoy a family environment - all of the neighborhoods are geared for family living
* Nature at your doorstep - beautiful natural areas surround the neighborhoods
* Beaches - the area is known for its famous drive-on beach, one of the few available in the world

Helpful Breakaway Trails links:
* Community Association
* Calendar of Events
* Newsletter
* Golf information
* Ormond Beach news
* Ormond Beach Chamber of Commerce

Advantages of living in Breakaway Trails include:

* Tomoka State Park- this park is perfect for camping, canoeing and picnicking
*Ormond Memorial Art Museum & Gardens offers exhibitions of Florida, regional, national and international artists. Additionally, the OMAM seeks to advance the appreciation and awareness of the arts through classes, lectures and demonstrations
*Daytona Beach, where one of the nation's great vacation spots provides entertainment, shopping, dining, a world famous beach and the Daytona International Speedway
* Close to arts and entertainment, such as the London Symphony
* Just minutes from I-95

Public Schools serving Ormond Beach and Breakaway Trails:

Pine Trail Elementary
300 Airport Rd
Ormond Beach Fl 32174
386-676-5300

Pathways Elementary
2100 Airport Road
Ormond Beach, FL 32174
386.676.5360

Hinson Middle School
1860 N. Clyde Morris Blvd.
Ormond Beach, FL 32117
386.258.4682

Mainland High School
125 S Clyde Morris Blvd.
Daytona Beach, FL 32114
386.258.4665

Use the search below to find current homes for sale in Breakaway Trails. When you are ready to preview a property, or just want general real estate sales information, let me know - I'm the Relocation Specialist for Breakaway Trails in Ormond Beach and can discuss our great real estate opportunities in this prestigious community.

Sherry Armstrong, Realtor
www.ormondbeachflhome.com
sherry@sherryarmstrong.com
386-679-3191